I find that if i cook without oil there is a lot less issue with splatter. I cook meat in the oven also to keep splatter to a minimum. Mind you I tend to cook without sugar, oil and salt. Although I do use cheeses and pasta. Just not added oils.
But other than that safety first. :)
I'm a bit clumsy, so I'll usually put on a t-shirt if I'm cooking or opening the oven. I live alone, and am naked most of the time
Do you put on shorts too?
I usually wear shorts for any serious cooking, but if I am shirtless when I am ready to start, I stay that way.
I would make breakfast before getting dressed. Normally right after my cup of coffee. Recently, my textiiled daughter moved back home with her two daughters. She is up getting her kids ready for school in the morning so, I do put something on. Looking forward to the day that she gets her feet back on solid ground and I get my freedom s back.
My hobby is cooking (have some formal training as well). I almost always cook while nude at home. Even when doing flambe or getting fancy, nude is the way to be. I seldom just fry anything, and since I'm a vegetarian, very seldom does anything I cook splatter or cause danger.