Naked From The Waist Down

I guess that most of us, like me, prefer to be totally naked for most of the time, without a stitch of clothing covering our bodies. But, especially in the winter time, sometimes it can be warmer to put on a t shirt or vest to keep the body's core warm. When I do this I still like the feeling of being naked from the waist down, so at least part of me is still free, exposed, and the way nature...